Commercial General Liability
Commercial Insurance That Fits Your Business
Having commercial insurance is a must, and at Elite Insurance Group in Florida, our mission is to help you choose the insurance options that best suit your specific needs. In other words, instead of offering a one-size-fits-all approach, we take the time to listen to you to ensure that you’re well taken care of.
Commercial Insurance That’s Right For You
Elite Insurance Group is proud to offer many types of commercial insurance. Our team knows what every business in Florida needs to expect as far as insurance requirements and likely liabilities. We’ve also served a number of industries and know the challenges they present.
Choose coverage for:
Commercial Vehicles - Physical damage and liability coverages specially designed for your business, offers coverages for situations and usages not covered by a personal auto insurance policy.
General Liability - Also known as commercial or business liability insurance, this insurance helps cover costs for things like property damage claims, medical expenses for an employee hurt on the job, and a variety of other scenarios.
Business Owner Policies - Cover a variety of situations such as property damage, peril, liability, and business interruption. These policies combine aspects of business property and liability insurance. We’ll design a policy to your business with options such as crime coverage, spoilage, forgery, and more.
Workers Compensation - Covers your employees in the event that they’re injured on the job. Not only is it required by law, but it will make your employees feel that you took care of them if something happens to them on the job.
Garage Keepers - Garage keepers insurance is an important policy for towing services, mechanics, and repair shops to have. It covers your customer’s car should it get damaged while parked, stored, or being serviced.
That’s just the beginning! We have many policies and package deals available and there’s nothing we’d love more than to assist you in finding the perfect insurance coverage for your business.
Choosing Your Commercial Coverages
There is no doubt that choosing coverage for your company can be intimidating and overwhelming. The good news is that when you choose to work with Elite Insurance Group, we’ll go the extra mile to ensure that you’re prepared for anything life throws your way. From car accidents to accidents in the workplace, you’ll be covered when you trust your Florida business’s insurance to the Elite Insurance Group.
We truly enjoy the work that we do, and we strive to build a relationship with our clients. Our goal is to provide you with an ideal insurance solution. When you work with us, you’ll get a team that knows insurance and the state of Florida inside-out, and who will strive to provide you with the best customer service, and work with you to find a policy and rate that matches your needs.
Contact us today to learn more or to work with us in crafting a commercial insurance policy that perfectly suits your needs. We look forward to working with you!
Bodily Injury Liability (BI) Coverage
Pays for death or serious and permanent injury to others when you are legally liable for those damages. If an insured is sued, the insurer will provide legal representation.
Property Damage Liability (PD) Coverage
Pays for damages that an insured is legally liable for resulting in the physical damage to tangible property of another, including loss of use.
Personal Injury Protection (PIP) Coverage
Pays 80 percent of all necessary and reasonable medical expenses incurred as a result of a covered injury, regardless of who caused the accident. PIP also pays 60 percent of work loss and a $5,000 death benefit.
Medical Payments (Med Pay) Coverage
Pays reasonable expenses for necessary medical and funeral services due to a bodily injury or death sustained in an automobile accident, regardless of fault.
Comprehensive or Other than Collision Coverage
Pays for damage to a vehicle from incidents other than a collision including: fire, theft, windstorm, vandalism, falling objects or flood.
Pays for repair or the actual cash value of the insured’s vehicle if it collides with another vehicle, flips over, or crashes into an object.
Towing & Labor Coverage
Provides coverage for emergency road service (at the scene) and towing up to the limits shown on the policy.
Provides reimbursement for automobile rental up to a specified limit shown on the policy. It applies if the insured has a covered loss with their own automobile and can no longer drive it.
Uninsured/Underinsured Motorist (UM) Coverage
Pays for accidental bodily injury, sickness, or disease, including death, when such an injury is the result of an automobile accident and the at-fault party does not have Bodily Injury (BI) Coverage or has liability limits lower than what is needed.
Auto Loan Lease Gap Coverage
Pays unpaid amount due on the lease or loan for your vehicle in the event of a total loss.
Replacement Collision Coverage
Pays for the repair or replacement of your vehicle whether or not the repair costs exceed its actual cash value.